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Our Services
First Home Buyers
Home Loans
Investment Loans
Refinancing & Restructuring
Building Loans & Turnkey Contracts
Commercial Loans
Business Loans
Asset Finance
Equipment Finance
Insurance & Asset Protection
Who We Help
Portfolio Investor
Accountants
Business Owners
Doctors
Lawyers
Professional Services
Calculators
Borrowing Capacity Calculator
Fixed Rate Expiry
Loan Health Check
Home-Buying Costs Calculator
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New Zealand Home-Buying Costs Calculator
Estimate your upfront property acquisition costs, professional fees, and deposit requirements in NZ
Property Purchase Details
Estimated Purchase Price ($)
Solicitor / Conveyancer Fee ($)
Registered Valuation ($)
Building Inspection Report ($)
LIM & Property Title Search ($)
Lender App & Processing Fee ($)
Estimated Rates Adjustment ($)
Include Kāinga Ora First Home Loan 1.2% LMI Premium (if deposit < 20%)
Deposit & Funds Available
Cash Savings ($)
KiwiSaver Withdrawal ($)
Gifted / Family Funds ($)
Estimated Summary
Total Professional & Upfront Costs
$4,900
Total Deposit Contribution
$150,000
20.0% Deposit
Estimated Base Mortgage Required
$604,900
With a 20.0% deposit, standard NZ bank Low Equity Premiums (LEP) generally do not apply.
Discuss Your Home Loan Options